Portuguese property taxes, no surprises.
What buying costs, what the bank lends, what a rental leaves you. In seconds.
A home for €300,000 to live in
Costs on top of the price
€15,499
Monthly payment
€1,274
Cash needed
€45,499
90% mortgage over 30 years, today's 6-month Euribor, estimated market rent.
Start with you
Which of these is you?
Pick the sentence that already fits. We take it from there.
01What it costs you
What most people find out too late
Three 2026 rules worth thousands of euros that almost nobody checks before signing.
02How it works
No jargon. Three steps.
You do not need to understand tax. You need to know a price.
Type one number
The price of the house, or the rent you collect. Nothing else is required — the rest has sensible defaults.
See the whole sum
Line by line, in plain words. Press the “i” beside any term you have not met.
Take the answer with you
Save it, share a link, or export it for whoever files your return.
03Calculators
Start with your question
Eleven calculators, four questions. Pick yours — the rest stays where it is.
04Browser extension
See the tax without leaving the listing.
One click on any listing opens the tax, the real acquisition cost, and what's left at the end of the month. On all six Portuguese portals.
- 1On any listingOn the six largest Portuguese property portals.
- 2The tax before the viewingTransfer tax, stamp duty and deed, from the price and area on the page itself.
- 3And what is left at month endEstimated market rent, the mortgage payment and cashflow at the right income-tax rate.
Apartamento T2 remodelado em Arroios, com varanda e elevador
Transfer tax
Portuguese resident
€19,300
Non-resident
€30,000
Total cost
€425,357
Price €400,000 + €25,357 in tax and conveyancing.
Yield
Gross
4.4%
Net
3.3%
On €1,479/month — INE median, not the listing's rent.
Monthly cashflow
-€533
After Category F income tax at 10%, mortgage and costs.
Market
€4,706/m²
3% below the Lisboa median (€4,865/m², INE 2026-Q2).
Short-term rental
Needs authorisation
Start with the question you have today.
The calculators ask for no sign-up and no card. An account only matters once you want to keep what you did.