Buying

The real cost of buying

Transfer tax, stamp duty and deed. 2026 tables.

Price

€

What the home is for

Region

Age

years

It's my first home

Tax residence

With a mortgage

Financing€200,000

Costs on top of the price

€11,179

4.5% of the price · €261,179 in total

Table T1

IMT

€7,042

Stamp duty

€3,212

Deed and bank

€925

The same maths on a real listing: the extension reads the price, area and location off the page itself. See the extension →

2026 rules, verifiedThe tables are checked against the legislation in force, and the rule version appears on every result.

Every number says where it came fromNo result appears without the law behind it and a plain statement of what it assumed.

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