Solvo
PT
Glossary

LTV — loan-to-value

Loan divided by property value. Maximum 90% for a primary home, 80% for investment — on the lower of price and valuation.

Investors get 80%: a buy-to-let loan isn't a primary-home loan. If the bank's valuation comes in below the price, LTV is measured on the valuation.

Maximum term: 40 years up to age 35, 35 years after.

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Related

Debt-service ratio (taxa de esforço)TAEG (APRC) and MTIC

General information based on current legislation. Not tax or legal advice.

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